# Street Smart REI > Help center and documentation for Street Smart REI ## Docs - [Own A Home Even With Bad Credit. Spitily.com](https://app.helpshelf.com/help/street-smart-rei/article/own-a-home-even-with-bad-credit-spitilycom-4) - [Own A Home Even With Bad Credit. Spitily.com](https://app.helpshelf.com/help/street-smart-rei/article/own-a-home-even-with-bad-credit-spitilycom-3) - [Own A Home Even With Bad Credit. Spitily.com](https://app.helpshelf.com/help/street-smart-rei/article/own-a-home-even-with-bad-credit-spitilycom-2) - [Own A Home Even With Bad Credit. Spitily.com](https://app.helpshelf.com/help/street-smart-rei/article/own-a-home-even-with-bad-credit-spitilycom) - [Creative Real Estate Investing Mastermind with Jarek Bucholc and his guests](https://app.helpshelf.com/help/street-smart-rei/article/creative-real-estate-investing-mastermind-with-jarek-bucholc-and-his-guests) - [Lender Placement Strategies For Real Estate Investing Success](https://app.helpshelf.com/help/street-smart-rei/article/lender-placement-strategies-for-real-estate-investing-success) - [Resurrecting Rental Property From The Grave](https://app.helpshelf.com/help/street-smart-rei/article/resurrecting-rental-property-from-the-grave) - [Straight to the Point Real Estate Investing](https://app.helpshelf.com/help/street-smart-rei/article/straight-to-the-point-real-estate-investing) - [Real Estate Investing Community Black Friday Promo](https://app.helpshelf.com/help/street-smart-rei/article/real-estate-investing-community-black-friday-promo) - [Street Smart Real Estate Investing With Victor Menasce](https://app.helpshelf.com/help/street-smart-rei/article/street-smart-real-estate-investing-with-victor-menasce) - [Creative Webinar with Tony Peters](https://app.helpshelf.com/help/street-smart-rei/article/creative-webinar-with-tony-peters) - [Fix & Flip Analysis Webinar](https://app.helpshelf.com/help/street-smart-rei/article/fix-flip-analysis-webinar) - [Creative Mastermind with Jarek Bucholc](https://app.helpshelf.com/help/street-smart-rei/article/creative-mastermind-with-jarek-bucholc) - [Street Smart Real Estate Investing With Cal Ewing](https://app.helpshelf.com/help/street-smart-rei/article/street-smart-real-estate-investing-with-cal-ewing) - [Investing in US ? Want to know how ?](https://app.helpshelf.com/help/street-smart-rei/article/investing-in-us-want-to-know-how) - [Investors Mastermind With Jarek Bucholc](https://app.helpshelf.com/help/street-smart-rei/article/investors-mastermind-with-jarek-bucholc) - [Think out of the box! Real Estate Investor and Mortgage Agent in one package.](https://app.helpshelf.com/help/street-smart-rei/article/think-out-of-the-box-real-estate-investor-and-mortgage-agent-in-one-package) - [Tim Tsai, Young Real Estate Investor with Huge Vision and Heart....](https://app.helpshelf.com/help/street-smart-rei/article/tim-tsai-young-real-estate-investor-with-huge-vision-and-heart) - [93 Properties per year? Can be done? Yes it Can. Proven by Jon Simcoe!](https://app.helpshelf.com/help/street-smart-rei/article/93-properties-per-year-can-be-done-yes-it-can-proven-by-jon-simcoe) ## FAQ - Q: How quickly can I close and move? A: It’s completely up to you! We can close in as little as five days from when you accept our offer. If you need longer, that’s no problem. You can move out and close up to 45 days from when you accept our offer. - Q: What are Dower Rights? A: The Dower Act is a law that prevents a spouse from selling or mortgaging their home without the other spouse’s written consent. A spouse has dower rights if he/she is married to the seller who is named on the title but is not personally named on the title. If your spouse has dower rights, they will - Q: How will I receive my offer? A: Within 48 hours of your initial call with Spitio, we’ll send you an email outlining all the details of our initial evaluation. Your Spitio Support Advisor will call give you a call to discuss the details, answer any questions and talk through the next steps. - Q: How much does it cost to sell to Spitio? A: Our fees vary from 6.5-10%, with the current average being 8%. Charging this fee enables us to take on the risk of reselling the home and to cover costs like repairs, cleaning, maintenance, utilities, insurance, and taxes while we’re holding the property. We also incur the costs that you would norma - Q: What is a condition date? A: In a Spitio, the only condition is Spitio must approve the results of the third-party inspection. This must occur before a predetermined date called the condition date. The condition date will be set by Spitio before the date of closing and after a date that works for you for the home inspection to - Q: Can I work with Spitio if I'm represented by a real estate agent? A: Of course! We’re happy to work with you if you’re represented by a real estate agent, and would be happy to communicate with them directly regarding your offer. Customers who are represented by a Realtor typically need to pay them a commission once the home is sold. Customers who sell to Properly di - Q: Why does Spitio do an inspection? How does the inspection process work? A: Inspection is necessary before any purchase because Spitio wants to make sure that our offer reflects all vital information of the home. Once you accept the offer a free inspection by a licensed third party will be scheduled at your convenience. Your home need not be vacated or empty, the insp - Q: How is selling to Spitio different than selling the traditional way? A: Spitio believes that home selling should be simple and convenient. Just provide us with vital information about your home and we will provide an initial assessment in 48 hours. A licensed third party appraiser/ inspector will confirm initial valuation as to area, layout and home condition. If you ac - Q: How do I know that Spitio won’t sell my home for more than the market value that I’m quoted? A: It's a rare case that Spitio sells above the quoted offer of the home unless significant repairs were done to increase the selling price. That's why we have our Price Match Guarantee for full confidence of our customers - 75% refund of the difference will be received by the home seller if we sell - Q: How is Spitio held accountable to the Price Match Guarantee? A: If you accept an offer from Spitio and the Price Match Guarantee is applicable, an agreement will be issued which will state the Price Match Guarantee amount. When Spitio re-sells your home, we will verify whether or not you are owed any money under our Price Match Guarantee. If you are, we will - Q: While I’m in contract, can I change my closing date? A: Yes! As long as you give your Spitio Team at least 7 business days notice before closing. The change must be accepted by Spitio and the sellers. The closing date cannot be moved later than 45 days after your offer was delivered. - Q: How does selling to Spitio work? A: 4 Easy Steps in selling to Spitio: 1. Request for an Offer - Fill-out your home details and contact information. Our team will get back to you in 24 hours to get your home's vital features to determine the offer. 2. Valuation - After an initial evaluation, our team will contact you within 48 - Q: Our Team A: Our team is a group of real estate professionals that found selling houses is challenging, and we are here to help ease the burden. We created a solution where people will be comfortable selling their homes by creating a program like Spitio. We want to treat every home seller the best way possibl - Q: What is the Price Match Guarantee program of Spitio? A: Spitio is confident that our valuation is fair. You should too! We have our own Price Match Program for doubt-free sellers, No money will be left on the table. If your home sells more than our offer value, you will be refunded 75% of the sales price by the next buyer. - Q: What types of homes does Spitio purchase? A: Spitio focuses on the following homes: Single-family residential homes Homes that are not in age-restricted communities Homes built from 1960 and up. Homes on a maximum of an acre of land Homes without material amounts of KITEC piping Homes worth between $250,000 and $500,000 Homes withou - Q: How does Spitio make money? A: Spitio will purchase your home for its current fair market value, and charge a service fee of 6-11%. We charge because we are also selling and listing in the market. We only make money if the ultimate sale price minus our purchase price is more than the costs we incurred to buy, hold and sell the ho - Q: How does Spitio come up with my offer price? A: We consider all factors in making the assessment, like all the vital information you provide, current sale and listing of comparable homes in the market. During our offer we also discuss the basis of our assessment. We make sure that it's a fair market offer. - Q: How long is the offer valid for? A: The initial offer is valid for 7 days before site appraisal, and the formal offer is extended for 2 days after third-party inspection. The offer cannot remain outstanding for a long period because of market changes on a daily basis. If you need more than 48 hours to make a decision, we are happy - Q: Is Spitio a home flipper? A: No. We simply provide an easy and convenient way for you to sell your home. We go through the process of listing and testing the market for you. This way you can stress-free and let us deal with it. - Q: What if I don't like my Spitio offer? A: Of course, you have a choice there is no commitment to accept our offer. We can recommend the top realtors in the area to help you. Spitio works hard to ensure that we give the fair market value based on your home's relevant features and the current listing and selling price of comparable homes i - Q: What happens if repairs are required? A: If repairs are necessary we will give a detailed estimate of the costs. We can pay for the repair and adjust an offer or you can choose to do it yourself. If you choose to do it yourself further inspection will be conducted to make sure that repairs were completed to standards. You will need to h - Q: Why should I sell to Spitio? A: Home selling should be simple and convenient, Spitio will help you: Get a fair offer in days No need to worry on repairs and other home selling activities Choose your own move-out and close date No double mortgage or housing overlap - Q: Are there any conditions on an offer from Spitio? A: Our offer will be based on Spitio's approval of a home inspection. After accepting our offer, a free third-party home inspection will be arranged at your convenience. - Q: I have an old Real Property Report (RPR). Is this sufficient? A: A dated RPR may be sufficient as long as it still reflects the current state of improvements on the property. If you’ve added structures to the property - for example, a new detached garage or A/C unit - you will need to order an updated RPR and submit for city compliance. - Q: Does Spitio actually buy my home? A: Yes we do. We’ll buy your home just like anybody else would if you listed your home the traditional way. The difference is that we’re able to offer you a fair offer within 48 hours and close in as little as five days. We don’t need to get financing to purchase your home, so there is no risk of our o - Q: How quickly can I close and move? A: It’s completely up to you! We can close in as little as five days from when you accept our offer. If you need longer, that’s no problem. You can move out and close up to 45 days from when you accept our offer. - Q: Where does Spitio currently operate? A: We are a proudly Canadian company, and currently buy and sell homes in Calgary, Alberta. - Q: How will I know my home valuation is fair? A: When Spitio sends an offer, there is always a corresponding basis of how we came up with it. It's always a fair market value based on comparable homes that are listed or sold in your area, on your home's unique features, and current market trends. We are confident that our valuation fair, that's - Q: Does Spitio only work with the owners of a particular home? A: Yes we work directly with homeowners or an authorized real estate agent on their behalf. ## Search For specific questions, search: https://app.helpshelf.com/help/street-smart-rei/search?q={query} ## AI Agent Access - [Full product context](https://app.helpshelf.com/help/street-smart-rei/llms-full.txt): policy-checked verified documentation, or guarded-access guidance when bulk export is unavailable - MCP endpoint: https://app.helpshelf.com/api/mcp/8eba87feb10b (streamable HTTP) with tools: search_docs, ask, get_article, get_product_context Send `Accept: application/json, text/event-stream` — a compliant Streamable HTTP server answers 406 without both media types. - [MCP server card](https://app.helpshelf.com/help/street-smart-rei/.well-known/mcp/server-card.json): machine-readable description of the endpoint above - [Agent skills](https://app.helpshelf.com/help/street-smart-rei/.well-known/agent-skills/index.json): how to use this documentation, as an Agent Skill - Markdown: any article URL returns Markdown when requested with `Accept: text/markdown` AI agents have read-only access to published documentation. 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